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Glossary, Acronyms, and More

     The economic and financial world is always changing and evolving in complexity. The only constant is the use of confusing acronyms and terminology that can be difficult to understand. This post is intended to be an alphabetically sorted master list of terminology in the financial world that is used to help provide clarification in this complex field. FI: Financial Independence: Not needing to rely on income from employment, and instead, generating the income from other means such as a business, social media, e-commerce, investments, real estate, and more (otherwise known as passive income). FIRE: Financial Independence, Retire Early: Similar to the acronym FI, the goal of FIRE is to achieve FI, and retire earlier than you originally expected. This age varies with each individual. J2FI: Journey to Financial Independence: This is just the name of the website/blog you are reading. Passive Income: Money earned on the side of your main employment income, usually done w...

Introduction

Welcome, readers, to Journey to Financial Independence (J2FI) . J2FI is your ultimate guide to understanding the path toward the infamous idea of financial independence. Join me on this journey as I share my personal story and discuss the financial management practices utilized by the Financial Independence, Retire Early (FIRE) community.      Disclosure: Before we dive in, a crucial disclaimer – I am not a financial advisor. As you read my posts and potentially integrate some of these strategies into your life, I strongly suggest you conduct your own research. You may even want to consider consulting with a professional financial advisor before making substantial changes to your accounts and portfolios. What to expect from J2FI: My mission with J2FI is to be brutally honest and transparent. I will discuss FIRE practices, and delve into a case study on my own journey, including specifics of my debt, exact amounts of money I have saved in different types of bank a...